PURCHASE PRODUCT OPTIONS

PURCHASE PRODUCTSValley View Home Loans offers many types of purchase loans. Depending on the amount of down payment you have, we have the right loan for you. Whether it’s a owner occupied loan, second home or investment, we can help.

Highlights of Valley View Home Loans Purchase Products

    • 5% down on Conventional loans with Lender Paid Mortgage Insurance option
    • 3.5% down on FHA loans up to your county loan limit
    • All closing costs and down payments for FHA loan can be gifted by relatives
    • FHA allows non occupant co borrowers – If your income doesn’t quite qualify you, you can have a relative co sign for you and not have to occupy the property
    • To avoid mortgage insurance, you can opt for 20% down conventional loan with low monthly payments since there is no mortgage insurance
    • FHA allows owner occupied loans for Condo’s, SFR’s and 1-4 units
    • Use the proposed rental income from new investment purchase to help you qualify
    • Non warrantable condo programs available
    • Asset depletion loans available
    • Foreign National loans available
    • Only 15% down for 1 unit investment properties

Home Loans are the biggest financial investment for most Americans. Valley View Home Loans licensed mortgage originators can take the stress and pressure of the loan process, off your shoulders. We have streamlined our production and processing to minimize paperwork and fund your loan on time without last minute surprises. Click Apply Now to see how low your payment can be, or take a look at our 15yr LoansJumbo LoansFHA LoansUnderwater LoansAdjustable Rate Loans and Interest Only Loans.