Valley View Home Loans – Loan Products

LOAN PRODUCTSValley View Home Loans offers many types of loans. Below is a list of our Products. Since not all loans are equal, if you have a challenging loan, give us a call and one of our Loan Specialists can walk you through your options.

Highlights of Valley View Home Loans Loan Products

    • 30 yr Conforming Fixed Rate Loans
    • 20 yr Conforming Fixed Rate Loans
    • 15 yr Conforming Fixed Rate Loans
    • 10 yr Conforming Fixed Rate Loans
    • ARM – Adjustable Rate Loans in 3/1, 5/1, 7/1  and 10/1 terms
    • Jumbo Loans up to $5,000,000.00 
    • Cashout Loans up to $5,000,000
    • FHA loans with only 3.5% down payment or 96.5% LTV for refinances
    • FHA Streamlines with no income, appraisal or assets up to 125% LTV
    • HARP 2.0 for your Fannie Mae owned underwater mortgage 
    • 40 year Amortization Loans
    • Non Warrantable Condos – we can lend on your condo that is not approved with major investors
    • Asset Depletion Loans – use your assets to help increase your income to qualify
    • Foreign National Loans

Home Loans are the biggest financial investment for most Americans. Valley View Home Loans licensed mortgage originators can take the stress and pressure of the loan process, off your shoulders. We have streamlined our production and processing to minimize paperwork and fund your loan on time without last minute surprises. Click Apply Now to see how low your payment can be, or take a look at our 15yr LoansJumbo LoansFHA LoansUnderwater LoansAdjustable Rate Loans and Interest Only Loans.