A new home is probably the largest purchase you’ll make in your life. As with any purchase, however, more information will often lead to greater satisfaction during and after the buy. Our expert loan consultants are ready to help you understand your financing options and answer your questions about how much you can afford, the buying process and more. You can get started here by learning some basics about making financing decisions that work best for you now and in the future.

My First Home, There’s nothing like finding a first place to call your own. Our tools, checklists and expert guidance help you navigate the homebuying process, understand your options and keep the experience as stress-free as possible.

My Next Home, Whether you’re upgrading, downsizing or moving across the country, your next home can open doors to a world of new opportunities. Let our Loan Consultant s show you what’s possible.

My Vacation Home, Are you ready to turn your dreams of a vacation or second home into reality? How can you make it happen? Turn to our team for support and guidance on the financing options that fit your particular situation.

My Investment Property, If you’re considering an investment property – whether to flip, to rent or to add to your financial portfolio – we have a wealth of information to help you become knowledgeable about the mortgage process based on your circumstances.

Mortgage Application Documentation Checklist

Purchase contact signed by all parties and Copy of Earnest Money Deposit

Last 2 years Tax Returns

Last 2 years W-2’s from current Employers for all borrowers.

Recent Paycheck Stubs for all Borrowers – last 30 days

12 months cancelled checks for verification of rent/mortgage

Most recent 2 months statements for all accounts listed on the application

Asset Statement (401K, Brokerage Accounts, Mutual Funds, Stocks, etc)

Loan application

Mortgage Statement or Coupons/rental agreements

Borrower's signed authorization

Government-issued Photo ID and Social Security Card

Self employed – 2 years federal tax returns with all schedules

Name, address and account numbers for all deposit accounts and loans

Divorce decree – If applicable

Bankruptcy Paperwork – If Applicable

Gift Letter (if using gift funds)

Proof of additional Income, such as Social Security Benefits, Child Support, or Alimony – If Applicable

Contact Information for Homeowners Association – If Applicable

Apply now for a better mortgage experience through Valley View Home Loans