There are many benefits to joining Pacific Bay Lending Group!


Are you motivated? Got ideas? You will maintain the freedom to be an innovator and build your own team! We believe in a collaborative approach that allows you to maintain individuality while plugged into a network of supportive professionals.


You don’t need to reinvent the wheel! Take advance of an established and respected lending reputation for last 25yrs. We’ve had time to refine our processes and have the resources you need to get your business up and running ASAP!


We’ve got you covered! Our product development team is on the job. You will have the products your clients need and an automated products and pricing engine!


We’ve got your back! Plugging into Pacific Bay Lending means you get Technical Support, Marketing, ongoing Training, Human Resource assistance, Accounting services, Licensing and Compliance support. This means that your time is spent focused on building your business!

Branch Facts

Pacific Bay Lending Group Quick FAQ’s

  • 100% Commissions with Low Banking and Broker Fees/ 1099

  • YSP Disclosure Not Required as a Mortgage Banker


  • Licensed in 13 states and growing

  • Payroll the 18th and 3rd Day of Month

  • FNMA Direct Seller/Servicer

  • Extensive Product Availability (Prime to Non Prime including HECM)

  • Competitive Rates and Lender Fee

  • In-house Processing(optional), Underwriting, Closing, Funding, and Shipping

  • State of ART Technology with Product Eligibility and Pricing Engine.


Below is a listing of states where Pacific Bay Lending Group is licensed for business.

  • Alaska

  • Arizona

  • California

  • Colorado

  • Connecticut

  • Delaware

  • Delaware

  • D.C.

  • Georgia

  • Illinois

  • Maryland

  • Michigan

  • Minnesota

  • Nevada

  • Oregon

  • Texas

  • Virginia

  • Washington

Request a Rate

Pacific Bay Lending Group’ Secondary Marketing Department issues new rate sheets for your branch each day and updates rates as they are adjusted throughout the day. This keeps you competitive and informed of market changes. As a courtesy, we can give you access to EPPS and you can access today’s rate sheet for all states Join the Pacific Bay Lending Group Team or request more information:

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