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HOW TO BECOME BRANCH

There are many benefits to joining Pacific Bay Lending Group!

INDEPENDENCE:

Are you motivated? Got ideas? You will maintain the freedom to be an innovator and build your own team! We believe in a collaborative approach that allows you to maintain individuality while plugged into a network of supportive professionals.

INFRASTRUCTURE:

You don’t need to reinvent the wheel! Take advance of an established and respected lending reputation for last 28yrs. We’ve had time to refine our processes and have the resources you need to get your business up and running ASAP!

PRODUCTS:

We’ve got you covered! Our product development team is on the job. You will have the products your clients need and an automated products and pricing engine!

SUPPORT:

We’ve got your back! Plugging into Pacific Bay Lending means you get Technical Support, Marketing, ongoing Training, Human Resource assistance, Accounting services, Licensing and Compliance support. This means that your time is spent focused on building your business!

Branch Facts

Pacific Bay Lending Group Quick FAQ’s


  • 100% Commissions with Low Banking and Broker Fees/ 1099

  • YSP Disclosure Not Required as a Mortgage Banker


  • FHA/VA/CONV/NON-QM


  • Licensed in 29 states and growing


  • Payroll the 18th and 3rd Day of Month


  • FNMA Direct Seller/Servicer

  • Extensive Product Availability (Prime to Non Prime including HECM)

  • Competitive Rates and Lender Fee

  • In-house Processing(optional), Underwriting, Closing, Funding, and Shipping

  • State of ART Technology with Product Eligibility and Pricing Engine.

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Licensing

Below is a listing of states where Pacific Bay Lending Group is licensed for business.


  • Alabama


  • Alaska


  • Arizona


  • California


  • Colorado


  • Connecticut


  • Delaware


  • D.C.


  • Florida


  • Georgia


  • Idaho


  • Illinois


  • Maryland


  • Michigan


  • Minnesota


  • Nebraska


  • Nevada


  • New Jersey


  • North Carolina


  • Oregon


  • Pennsylvania


  • Rhode Island


  • South Carolina


  • Tennessee


  • Texas


  • Utah


  • Virginia


  • Washington


  • Wisconsin


Request a Rate

Pacific Bay Lending Group’ Secondary Marketing Department issues new rate sheets for your branch each day and updates rates as they are adjusted throughout the day. This keeps you competitive and informed of market changes. As a courtesy, we can give you access to EPPS and you can access today’s rate sheet for all states Join the Pacific Bay Lending Group Team or request more information:


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  • Home Page
  • Company State Licenses
  • Privacy Policy

We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. 

Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend.

The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.

 

TEXAS COMPLAINTS & REIMBURSEMENTS

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending,  2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at  www.sml.texas.gov. A toll-free consumer hotline is available at  1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at  www.sml.texas.gov .

7390 Lincoln Way. Garden Grove, CA 92841

714-367-5125   |     [email protected]

We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. 

Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend.

The interest rate you pay on a mortgage is the single biggest factor in your monthly payments. The higher the mortgage rate, the more you will pay over the life of the home loan. It is thus very important for you to compare mortgage rates when you shop for a loan. At Valley View Home Loans our experienced Loan Advisors are ready to help. Call us or apply online and we will help with the rest. © 2017 Bay-Valley Mortgage Group, Inc. DBA Valley View Home Loans and Pacific Bay Lending Group. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS . Licensed by the California Bureau of Real Estate.

 

TEXAS COMPLAINTS & REIMBURSEMENTS

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending,  2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at  www.sml.texas.gov. A toll-free consumer hotline is available at  1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at  www.sml.texas.gov .